Yet the maturity of these systems means some solutions are already being provided. Basic bank accounts, for example, which are mandated by the UK government, are accessible to those with poor credit histories, while challenger banks including Revolut and Monzo do not usually ask potential customers for proof of address in order to open an account. Gerard says that weakens the case for creating a CBDC in these kinds of economies. “There’s a difference between interesting, not impossible and actually useful,” Gerard says. “Not impossible is not a high bar to clear, but actually useful is harder to make work.”

อ่านต่อได้ที่    โรงเรียนบ้านวังหวาย

นานาสาระ    อักษร